For financial planning clients, we review all major areas of financial planning, including, but not limited to:

• Goal setting and decision making
• Net worth review and analysis, including comparative net worth statements
• Retirement planning
• Income tax projections and planning
• Cash flow projections
• Estate tax planning
• Survivor needs analysis
• Investment analysis and recommendations
• Gift planning
• College education planning

We walk through the financial planning process with our clients, presenting multiple alternatives and educating them on various issues, from relevant changes in the tax code to various types of risk. For couples, this is best accomplished with both the husband and wife playing an active role in the process.

Fees for financial planning are based on time and complexity. The engagement can consist of a one-time plan, or a yearly engagement resulting in a revised plan at the beginning of each year.